COVID-19 Information – Doc-Aid Urgent Care
DOC-AID Urgent Care & Walk-in Clinic is a COVID-19 Testing Site. We offer PCR, Antigen, and Antibody Testing for COVID-19. All COVID testing is done curbside from your car. Please note there is an extensive amount of paperwork involved with COVID testing. It is advised that you book your appointment on-line and fill out all paperwork BEFORE you arrive to expedite your visit. We are located at 2438 Monarch Drive Suite A-375 Laredo, TX 78045. We are open Monday – Sunday, 10am – 8pm. For more information, please call us, book an appointment online, or simply walk in!
In an effort to reduce the spread of COVID-19 cases in our area, we are now performing video consultations curbside, from your car for all Covid visits. Patients will need a mobile device and an email address to access their Patient Portal. Staff is available to assist patients from their car with filling out forms as well as with a portable device if a patient doesn’t have one of their own.
We serve patients locally in Laredo, Hebbronville, Zapata, Carrizo Springs, Cotulla, Eagle Pass, and throughout the state of Texas via our Telehealth option, please call us.
Types of COVID-19 Testing Offered:
- COVID TESTING FOR TRAVEL
- PCR COVID-19 TEST IN-HOUSE PROCESSED
- PCR COVID-19 TEST LAB PROCESSED
- ANTIGEN COVID-19 TESTING IN-HOUSE PROCESSING
- ANTIBODY TESTING IN-HOUSE PROCESSING
Cost- Sharing Waived for COVID-19:
Some insurance companies waived their member’s cost sharing, including copays, deductibles, and co-insurance in regards to testing for COVID-19 and COVID-19 related visits until the end of the federal public health emergency (April 20, 2021). However, the public health emergency was recently extended until July 20, 2021. As a result some insurance groups have extended waiving their member’s cost sharing of COVID-19 testing and related visits while others are only extending for some of their plans.
Each insurance company has different policies and different plans. Members are strongly urged to contact their health insurance for more information specific to their needs.
Cost sharing – Every health insurance plan (except for medicaid) requires their members to cover some portion of their medical bills, this is known as cost sharing. The member’s copay, deductible, co-insurance, and maximum out of pocket are all charges that are the member’s responsibility or member’s cost share
Copay – These are flat fees the member pays for covered services like office visits, urgent care visits, or er visits. Copays are not tied to deductibles which means they do not count towards the deductible and copays are always the member’s responsibility even after they have met their deductible for the term or year
Deductible – This is the annual amount the member has to pay before their plan starts to pay, in other words, the deductible is what the member pays for medical care out of pocket up front before their health plan will cover its share of the member’s bills. The member will only have to pay this once per term or year
Co-insurance – This is a percentage of the medical bill the member pays after they have met their deductible, in other words, after the member’s deductible is met, the member shares responsibility for payments with their insurance company until their out of pocket maximum is satisfied (member pays a % and insurance company pays a %)
Out of pocket maximum – This is the maximum amount the member has to pay each term or year for medical services, in other words, this is the most the member will spend out of pocket in a given term or year. Members must check their benefits and plan details to see if their deductible is part of their out of pocket maximum. Some plans will apply the deductible to the out of pocket maximum and other plans will not apply the deductible to the out of pocket maximum, every plan is different.